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Zopa: Personal loan reviews

4.91
Based on 69,083 reviews, last reviewed 19th May 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Zopa are easy to deal with and understand

5
Zopa are easy to deal with and understand Reviewed on: 5th March 2024

Splendid , Really surprised as to how quick the appl...

5
Splendid , Really surprised as to how quick the application was Reviewed on: 5th March 2024

Got a loan pretty quickly.

5
Got a loan pretty quickly. Very straight forward Reviewed on: 5th March 2024

Good service, good value for money

4
Good service, good value for money Reviewed on: 5th March 2024

Easy and simple to access products and decision very...

4
Easy and simple to access products and decision very quick Reviewed on: 5th March 2024

Zopa are excellent very easy to use

5
Zopa are excellent very easy to use Reviewed on: 5th March 2024

Personal loans

5
Friendly, helpful customer service. Easy to understand terms and conditions. Easy repayment plans. Couldn't do better. Reviewed on: 5th March 2024

My best experience is their congratulatory message a...

5
My best experience is their congratulatory message after paying off your loan. I thought that was really sweet. Reviewed on: 5th March 2024

The transaction i had was quick and easy.

5
The transaction i had was quick and easy. Reviewed on: 5th March 2024

straight forward easy to apply no problems

5
straight forward easy to apply no problems Reviewed on: 5th March 2024

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