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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69083 reviews)

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4.91

Based on 69,083 reviews, last reviewed 19th May 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Thank you Zopa

I applied for a personal loan and the whole procedure was straight forward and the decision was made in 24 hours. I am in my 80's and a pensioner but I believe my past credit history in general and with Zopa in particular was a contributing factor. Reviewed on: 5th March 2024

Nice and easy to complete the form and finances chec...

Nice and easy to complete the form and finances check was easy to process. Reviewed on: 5th March 2024

Fast and easy to navigate, friendly staff and servic...

Fast and easy to navigate, friendly staff and service would highly recommend Reviewed on: 5th March 2024

Straight forward application, good rates.

Straight forward application, good rates. No issues so I am satisfied and would use again Reviewed on: 5th March 2024

great clear terms with fast decisions

great clear terms with fast decisions Reviewed on: 5th March 2024

The most informative and easy place for a lian

It was a very easy process and efficient. A smooth process and all the information was crystal clear to understand. By using the app one can clearly see how much is owed and the term of the loan. Super easy to use! Reviewed on: 5th March 2024

Zopa Affordable

Zopa is an easy application, they ensure it’s affordable and the application is simple! I had an instant decision and funds were in my bank immediately! The online account is excellent to track loan and to do things like pay additional off the loan if you wish to! Reviewed on: 4th March 2024

Best in the business

Very easy to deal with , I’ve used Zopa in the past and no doubt in the future Reviewed on: 4th March 2024

The process was quick.

The process was quick. I couldn't be any happier Reviewed on: 4th March 2024

The staff were helpful and pleasant and made the pro...

The staff were helpful and pleasant and made the process easier Reviewed on: 4th March 2024

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