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Zopa: Personal loan reviews

4.91
Based on 69,083 reviews, last reviewed 19th May 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

Easy and super fast and efficient

5
Very easy and super fast and efficient Reviewed on: 4th March 2024

Simple, clear and fair

5
Simple, clear and fair with support available when needed. Reviewed on: 4th March 2024

Friendly service and apps that work well.

5
Friendly service and apps that work really well. Reviewed on: 4th March 2024

Website easy

5
Website easy to navigate - loan was agreed very quickly Reviewed on: 4th March 2024

Polite professional and friendly

5
Polite professional and friendly Reviewed on: 4th March 2024

Very helpful and understanding.

5
Very helpful and understanding. I love the Zopa app, very useful and gives you the opportunity to pay in extra when you can to shorten the length of the loan. Reviewed on: 4th March 2024

Very easy application.

5
Very easy application. Friendly call staff and prompt release of funds when approved. They will be my first choice in any future loan application. Happy to recommend to anyone Reviewed on: 4th March 2024

Straight forward process , accepted & money transfer...

5
Straight forward process , accepted & money transferred extremely quickly Reviewed on: 4th March 2024

They let you know everything you need to know before...

5
They let you know everything you need to know before making your choice as to what product you want, you are not searching for answers they are already there for you, it is my first time of using Zopa but I would not hesitate to use them again, keep up the good work. Reviewed on: 4th March 2024

Excellent Service

5
Took less than 10 minutes to apply for credit Payment paid into bank within 24 hours Reviewed on: 4th March 2024

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