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Zopa: Personal loan reviews

4.91
Based on 69,088 reviews, last reviewed 11th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward no hassle. Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026
Jack's avatar
Jack

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69088)

Staff always helpful, rates excellant

5
Staff always helpful, rates excellant Reviewed on: 4th March 2024

Very helpful.

5
Very helpful. Simple to follow instructions. Easy to set up. Very quick loan deposit excellent service Reviewed on: 4th March 2024

1st class best in class.....

5
Friendly, empathetic & incredibly efficient. 1st class customer appreciation, which leads to customer satisfaction & loyalty!! Reviewed on: 4th March 2024

Very good service that you provide

5
Very good service that you provide Reviewed on: 4th March 2024

Personal loan

4
The loan met all my needs and approval process was seamless Reviewed on: 4th March 2024

Efficient and Professional Service

5
My personal loan application was handled efficiently and professionally. Decision was given swiftly and the speed of transactions was quick. The relaying of instructions and communications were spot on. Reviewed on: 4th March 2024

Excellent app.

5
Excellent app. Easy to use. Quick at giving a response when applying for loan Reviewed on: 4th March 2024

Extremely easy and very helpful efficient

5
Extremely easy and very helpful efficient Reviewed on: 4th March 2024

They helped me time and time again in everything a...

5
They helped me time and time again in everything a seeded Reviewed on: 4th March 2024

I would recommend Zopa to anyone.

5
Quick and easy process. Quick decision and money straight away. Can thoose what payment date for your own convenience. Reviewed on: 4th March 2024

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