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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Extremely easy and very helpful efficient

Extremely easy and very helpful efficient Reviewed on: 4th March 2024

They helped me time and time again in everything a...

They helped me time and time again in everything a seeded Reviewed on: 4th March 2024

I would recommend Zopa to anyone.

Quick and easy process. Quick decision and money straight away. Can thoose what payment date for your own convenience. Reviewed on: 4th March 2024

Very professional to deal with app very goog

Very professional to deal with app very goog Reviewed on: 4th March 2024

Very easy to apply , also funds paid out very...

Very easy to apply , also funds paid out very quickly Reviewed on: 4th March 2024

Loan was approved instantly and funds in my account...

Loan was approved instantly and funds in my account the same day. Great APR and the app makes managing my loan so much easier. Reviewed on: 4th March 2024

The right way to do it.

No hassle operation very professional operation. Information provided was no nonsense from minute one. Reviewed on: 4th March 2024

Fast and efficient

Advised loan reply would be around 10 days it was only 2 and money in account within the hour Reviewed on: 4th March 2024

Zopa made it simple and straight forward to arrange...

Zopa made it simple and straight forward to arrange with adding complications Reviewed on: 4th March 2024

Outstanding service from customer orientated provider

Highly efficient service, with great products and highly engaged and knowledgeable customer service team Reviewed on: 4th March 2024

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