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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 11th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Straight forward no hassle. Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69088)

Quick and responsive support when needed

Quick decision on finance and loan was paid immediately. Gave me a chance when other banks and building societies wouldn’t. Reviewed on: 4th March 2024

Great customer service, quick process and great inte...

Great customer service, quick process and great interest rates Reviewed on: 4th March 2024

with, easy to contact.

Good to deal with, easy to contact. Reviewed on: 4th March 2024

Great fulness

It was a lovely experience I had, zopa.is a company that is very reliable and fast in dealing with your application. Reviewed on: 4th March 2024

Zopa Loan

Quick and easy to arrange online, money was in my account within the hour. Reviewed on: 4th March 2024

Excellent all round service

Very easy process to apply, keep track of payments via the app & extremely easy when paying off a loan early. Reviewed on: 4th March 2024

Easy to apply contacting zoos is easy very friendly...

Easy to apply contacting zoos is easy very friendly everything is explained Reviewed on: 4th March 2024

Forever a Financial Friend!

At a time when I needed a financial friend, during a cost of living crisis, Zopa helped. My son’s biggest day in his life was memorable because of it. I am deeply grateful. Thank you Zopa Reviewed on: 4th March 2024

Great prompt service with no fuss but lots of securi...

Great prompt service with no fuss but lots of security which was very reassuring. Reviewed on: 4th March 2024

Prompt approval.

Prompt approval. Everything explained on the website. Prompt payment. Reviewed on: 4th March 2024

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