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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 11th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Straight forward no hassle. Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69088)

Personal loan approved in minutes

Personal loan approved in minutes Reviewed on: 4th March 2024

Good customer service very helpful always ready to help

Good customer service very helpful always ready to help Reviewed on: 4th March 2024

Very helpful and quick to make a decision

Very helpful and quick to make a decision Reviewed on: 4th March 2024

Easy application

It was so easy applying for a personal loan, and in less than 1 day a got the money in my bank account Reviewed on: 4th March 2024

Process was quick and easy and money went in same da...

Process was quick and easy and money went in same day Reviewed on: 4th March 2024

Quick credit decision, also interest is acceptable

Quick credit decision, also interest is acceptable Reviewed on: 4th March 2024

Loan process

Extremely easy to carry out the whole process. Simple forms and decision in double quick time. Reviewed on: 4th March 2024

Very good services and it was very quick to approve...

Very good services and it was very quick to approve loan Reviewed on: 4th March 2024

Brilliant company

My loan application was very easy to fill in. I got my approval the next day and the funds were in my bank within two hoursÿ Reviewed on: 4th March 2024

Easy to use

The app and website were very easy to use and you got the answer in minutes and the money was in the bank the same day so easy Reviewed on: 4th March 2024

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