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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Very good services and it was very quick to approve...

Very good services and it was very quick to approve loan Reviewed on: 4th March 2024

Brilliant company

My loan application was very easy to fill in. I got my approval the next day and the funds were in my bank within two hoursÿ Reviewed on: 4th March 2024

Easy to use

The app and website were very easy to use and you got the answer in minutes and the money was in the bank the same day so easy Reviewed on: 4th March 2024

No nonsense loan application.

No nonsense loan application. Great rates and terms. Monthly payments seem to be flying by. Would definitely recommend ZOPA over the big banks and lenders who never honour their advertised rates etc and mess you around even when you have a great credit rating. Reviewed on: 4th March 2024

I contacted Zopa for a personal loan.

I contacted Zopa for a personal loan. The system was very easy to use and my results were instant. Zopa are excellent at customer service, providing me with all the necessary information I need to know. Reviewed on: 4th March 2024

So easy to access, apply and receive the products an...

So easy to access, apply and receive the products and services. Reviewed on: 4th March 2024

Fast and convenient.

Fast and convenient. Easy to do but also does not allow you to overstretch. Reviewed on: 4th March 2024

Zopa are just easy to deal with.

Zopa are just easy to deal with. Good rates and very quick Reviewed on: 4th March 2024

Highly professional and streamlined service

It was a very smooth and quick process. No drama. Rarely had a more stress free experience. Reviewed on: 4th March 2024

Seamless online financial services

Seamless online financial services Reviewed on: 4th March 2024

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