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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 11th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Straight forward no hassle. Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69088)

Friendly helpful and honest , supported right throug...

Friendly helpful and honest , supported right through the process Reviewed on: 4th March 2024

Easy to deal with had no problems

Easy to deal with had no problems Reviewed on: 4th March 2024

Quick decision and with in my bank in minutes

Quick decision and with in my bank in minutes Reviewed on: 4th March 2024

Amazing company, do what they say they are going to...

Amazing company, do what they say they are going to do & have an app that is top class and easy to use. Reviewed on: 4th March 2024

Easy, affordable and quick.

Easy, affordable and quick. When I needed a loan for home improvements, this made sense! Reviewed on: 4th March 2024

Needed a loan,came across zopa and the whole process...

Needed a loan,came across zopa and the whole process was very straightforward simple and easy, very good company, lovely staff. Thank you again. Reviewed on: 4th March 2024

Excellent communication and updates would highly rec...

Excellent communication and updates would highly recommend this company Reviewed on: 4th March 2024

First class customer service would recommend to anyone

First class customer service would recommend to anyone Reviewed on: 4th March 2024

Had two loans with Zopa.

Had two loans with Zopa. Application process was easy and on both occasions the acceptance was rapid. I really appreciate that Zopa email to remind you that your loan repayment is due. All in all a great Bank and well deserving of the accolade! Reviewed on: 4th March 2024

Quick and Easy

They are no nonsense everything is easy and customer friendly Reviewed on: 4th March 2024

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