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Zopa: Personal loan reviews

4.91
Based on 69,088 reviews, last reviewed 11th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward no hassle. Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026
Jack's avatar
Jack

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69088)

Needed a loan for consolidation and daughters weddin...

5
Needed a loan for consolidation and daughters wedding it was easy affordable with great customer service Reviewed on: 4th March 2024

Very good customer service and very thorough

5
Very good customer service and very thorough Reviewed on: 4th March 2024

Easy no hassle way of getting a personal loan

5
Zopa makes it easy and a no hassle way of getting a personal loan Reviewed on: 4th March 2024

I had a need for finance and ZOPA fitted everything...

5
I had a need for finance and ZOPA fitted everything I was looking for. The application procedure was clear and helpful. My application was approved in an impressive and seamless manner. Thank you ZOPA Reviewed on: 4th March 2024

Easy and useful

5
Easy and very useful site to get round and do what you need to do Reviewed on: 4th March 2024

New loan application

5
I applied for a Loan with Zopa a few weeks ago and the process was so easy,quick and efficient. The interest rat le was also great. Reviewed on: 4th March 2024

Very easy to communicate with them

4
Very easy to communicate with them Reviewed on: 4th March 2024

Easy and convenient

5
The process was made easy by helpful systems and staff. Reviewed on: 4th March 2024

Cheap and great loan provider.

5
Cheap and great loan provider......... Reviewed on: 4th March 2024

Excellent customer service.

5
Excellent customer service. Good rates. Would recommend Reviewed on: 4th March 2024

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