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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Simply the best

Excellence service , east to make an application and the process was made simple Reviewed on: 4th March 2024

Great company.

Great company. Very easy to sort out Reviewed on: 4th March 2024

Very easy to apply, immediate decision, money in you...

Very easy to apply, immediate decision, money in your account almost immediately, good interest rates. Excellent customers service with very friendly and knowledgeable staff. Reviewed on: 4th March 2024

Needed a loan for consolidation and daughters weddin...

Needed a loan for consolidation and daughters wedding it was easy affordable with great customer service Reviewed on: 4th March 2024

Very good customer service and very thorough

Very good customer service and very thorough Reviewed on: 4th March 2024

Easy no hassle way of getting a personal loan

Zopa makes it easy and a no hassle way of getting a personal loan Reviewed on: 4th March 2024

I had a need for finance and ZOPA fitted everything...

I had a need for finance and ZOPA fitted everything I was looking for. The application procedure was clear and helpful. My application was approved in an impressive and seamless manner. Thank you ZOPA Reviewed on: 4th March 2024

Easy and useful

Easy and very useful site to get round and do what you need to do Reviewed on: 4th March 2024

New loan application

I applied for a Loan with Zopa a few weeks ago and the process was so easy,quick and efficient. The interest rat le was also great. Reviewed on: 4th March 2024

Very easy to communicate with them

Very easy to communicate with them Reviewed on: 4th March 2024

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