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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 12th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa bank and credit card accounts are well run and... Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69089)

Excellent customer service.

Excellent customer service. The money was transferred to my account quickly immediately after approval which took a few minutes and the transaction was done on a weekend Reviewed on: 4th March 2024

Very happy with the loan process, they keep you info...

Very happy with the loan process, they keep you informed every step of the way. Reviewed on: 4th March 2024

Quick response helpful professional

Quick response helpful professional Reviewed on: 4th March 2024

Money was there when I needed it

Money was there when I needed it Reviewed on: 4th March 2024

Quick and efficient

Quick and efficient service they were excellent Reviewed on: 4th March 2024

Zopa help me with my personal loan, was so quick and...

Zopa help me with my personal loan, was so quick and easy to get the loan approved. The application process was very simple and the app is easy to navigate through. Reviewed on: 4th March 2024

Easy to fill in application, quickly sorted and mone...

Easy to fill in application, quickly sorted and money in my bank in 2 days Reviewed on: 4th March 2024

Very easy application process and competitive intere...

Very easy application process and competitive interest rates. Once application had been accepted, money was in bank account within minutes. Reviewed on: 4th March 2024

Quick, easy and a super fast turnaround.

Quick, easy and a super fast turnaround. money in my account within the hour. Reviewed on: 4th March 2024

Loan at a great price allows me to overpay when...

Loan at a great price allows me to overpay when I like Reviewed on: 4th March 2024

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