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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 12th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa bank and credit card accounts are well run and... Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69089)

I am extremely happy with Zopa.

I am extremely happy with Zopa. They take my personal circumstances into consideration rather than my credit score only. Reviewed on: 4th March 2024

A excellent service and Got to be one the best out t...

A excellent service and Got to be one the best out there Reviewed on: 4th March 2024

I was really surprised to see my fund was in my acco...

I was really surprised to see my fund was in my account within a minute. I never had this experience before. Reviewed on: 4th March 2024

Good experience

My application for a loan to enable my "trip of a lifetime" to go ahead was procesed quickly and efficiently. Reviewed on: 4th March 2024

Zopa Top Dog

A* Service, thanks Team Zopa Reviewed on: 4th March 2024

Fantastic company

It was fast and easy to get my loan Reviewed on: 4th March 2024

Very easy to use web site to apply for a loan and th...

Very easy to use web site to apply for a loan and the app has exactly what you need to manage the loan and so much more. I would be more than happy recommending Zopa to anyone. I will be using Zopa again Reviewed on: 4th March 2024

Amazing customer service experience

Found your online application form very easy to use. And customer service amazing Reviewed on: 4th March 2024

Good clear and concise information.

Good clear and concise information. Very helpful. Reviewed on: 4th March 2024

Fantastic

Very easy to use and great way to see how and when d/d goes out Reviewed on: 4th March 2024

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