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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Good clear and concise information.

Good clear and concise information. Very helpful. Reviewed on: 4th March 2024

Fantastic

Very easy to use and great way to see how and when d/d goes out Reviewed on: 4th March 2024

Really easy application process.

Really easy application process. Communication from Zopa has been great. The app makes it really easy to manage my loan and repayments. Reviewed on: 4th March 2024

Zopa has been transparent throughout the process

Zopa has been transparent from start to finish, with no hidden surprises. Reviewed on: 4th March 2024

Alvin, Very happy and and fantastic

Very happy and fantastic i’m not in a problem with the company since I’ve had which is about 2 1/2 years. Very pleasant. Thank you Reviewed on: 4th March 2024

Easy application

Easy application process with prompt response Reviewed on: 4th March 2024

Easy application & quick decision.

Easy application & quick decision. Reviewed on: 4th March 2024

Quick and straightforward .

Quick and straightforward to get a personal loan hasselt free Reviewed on: 4th March 2024

Loans at competitive rates

Zopa sorted out my loan quickly and efficiently. Zopa were able to provide the loan I required at a competitive rate. Reviewed on: 4th March 2024

Process including vetting of potential customers ver...

Process including vetting of potential customers very good. Reviewed on: 4th March 2024

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