Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Excellent service.

Excellent service. Fair and transparent Reviewed on: 4th March 2024

Quick process money ready immediately careful repaym...

Quick process money ready immediately careful repayment plans. Reviewed on: 4th March 2024

I applied for a personal loan from Zopa which was ha...

I applied for a personal loan from Zopa which was handled very efficiently by their team. The staff were very polite and helpful with my application. Reviewed on: 4th March 2024

Baileynan

Easy to apply straightforward quick to tranfer funds Reviewed on: 4th March 2024

Easy and simple set up

Easiest set up of loan. It didn’t take long to process and the money was in my account very quickly. Reviewed on: 4th March 2024

Excellent Service

Lots of information given when required, Email reminders reference date of upcoming payments are a handy tool, Internet banking plus the App are easy to use. Reviewed on: 4th March 2024

Does exactly what it says on the bottle..

Does exactly what it says on the bottle Reviewed on: 4th March 2024

Easy to get a loan as I have used Zopa previously.

Easy to get a loan as I have used Zopa previously. There is no pressure to take out a loan and loans that are given are based on your affordability. I believe they are one of the more honest companies. Reviewed on: 4th March 2024

Applied and within 30mns the money was in my bank, p...

Applied and within 30mns the money was in my bank, prompt , forms to fill in basic, i would recommend friends and family, , reliable people, also reminders when taking the monies out for next direct debit. Reviewed on: 4th March 2024

always found it an easy process.

always found it an easy process. App is great and oldie friendly, not over complicated Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Reevo 4.81 from 744 reviews
Loans
from Serve & Protect Credit Union 4.89 from 1236 reviews
Short term credit (discontinued)
from Peachy (inactive company) 4.55 from 212 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub