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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 12th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa bank and credit card accounts are well run and... Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69089)

I applied for a personal loan from Zopa which was ha...

I applied for a personal loan from Zopa which was handled very efficiently by their team. The staff were very polite and helpful with my application. Reviewed on: 4th March 2024

Baileynan

Easy to apply straightforward quick to tranfer funds Reviewed on: 4th March 2024

Easy and simple set up

Easiest set up of loan. It didn’t take long to process and the money was in my account very quickly. Reviewed on: 4th March 2024

Excellent Service

Lots of information given when required, Email reminders reference date of upcoming payments are a handy tool, Internet banking plus the App are easy to use. Reviewed on: 4th March 2024

Does exactly what it says on the bottle..

Does exactly what it says on the bottle Reviewed on: 4th March 2024

Easy to get a loan as I have used Zopa previously.

Easy to get a loan as I have used Zopa previously. There is no pressure to take out a loan and loans that are given are based on your affordability. I believe they are one of the more honest companies. Reviewed on: 4th March 2024

Applied and within 30mns the money was in my bank, p...

Applied and within 30mns the money was in my bank, prompt , forms to fill in basic, i would recommend friends and family, , reliable people, also reminders when taking the monies out for next direct debit. Reviewed on: 4th March 2024

always found it an easy process.

always found it an easy process. App is great and oldie friendly, not over complicated Reviewed on: 4th March 2024

So easy to do

I completed the on line from which was so easy to then a few days ring customer service answered a few questions and that was it. Reviewed on: 4th March 2024

Very easy to deal with.

Very easy to deal with. Great product Reviewed on: 4th March 2024

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