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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Always very helpful and obliging quick and fast turn...

Always very helpful and obliging quick and fast turnaround Reviewed on: 4th March 2024

They gave me a chance

They gave me a chance when no-one else would and I proved I could do it and never missed a payment so next loan was at a better rate Reviewed on: 4th March 2024

Easy to navigate site

Easy to navigate site , quick decision making very straightforward process . Reviewed on: 4th March 2024

Zopa loans

Cheapest loan rate available , applied and was in my bank account within 20 minutes Reviewed on: 4th March 2024

I have used personal loans

I have used .Zopa for the last few years for varying big jobs around the house since I moved. I find that they are very helpful Reviewed on: 4th March 2024

Great services

Quick decision, quality service and competitive rates Reviewed on: 4th March 2024

I trust Zopa

Fast and easy process, I trust Zopa with my money and have not had any adverse experiences with them Reviewed on: 4th March 2024

Quick and easy.

Quick and easy. I did not need support and it was a very straight forward process to get the loan. Reviewed on: 4th March 2024

Easy to do business with

I find the. Really easy to do business with, very open and direct supporting g your needs. Reviewed on: 4th March 2024

I've never had a issue with them, the app is easy to...

I've never had a issue with them, the app is easy to use Reviewed on: 4th March 2024

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