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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 12th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa bank and credit card accounts are well run and... Zopa bank and credit card accounts are well run and apps are easy to follow. Reviewed on: 12th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69089)

Easy to navigate site

Easy to navigate site , quick decision making very straightforward process . Reviewed on: 4th March 2024

Zopa loans

Cheapest loan rate available , applied and was in my bank account within 20 minutes Reviewed on: 4th March 2024

I have used personal loans

I have used .Zopa for the last few years for varying big jobs around the house since I moved. I find that they are very helpful Reviewed on: 4th March 2024

Great services

Quick decision, quality service and competitive rates Reviewed on: 4th March 2024

I trust Zopa

Fast and easy process, I trust Zopa with my money and have not had any adverse experiences with them Reviewed on: 4th March 2024

Quick and easy.

Quick and easy. I did not need support and it was a very straight forward process to get the loan. Reviewed on: 4th March 2024

Easy to do business with

I find the. Really easy to do business with, very open and direct supporting g your needs. Reviewed on: 4th March 2024

I've never had a issue with them, the app is easy to...

I've never had a issue with them, the app is easy to use Reviewed on: 4th March 2024

Excellent service.

Excellent service. Fair and transparent Reviewed on: 4th March 2024

Quick process money ready immediately careful repaym...

Quick process money ready immediately careful repayment plans. Reviewed on: 4th March 2024

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