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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 11th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Straight forward no hassle. Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69088)

Easy application process, quick response, good custo...

Easy application process, quick response, good customer service. Reviewed on: 4th March 2024

Easy application process.

Easy application process. Clear and precise information about rates and monthly costs. Quick money transfer Reviewed on: 4th March 2024

Seam free transaction from start to finish with full...

Seam free transaction from start to finish with full explanation without the technical jargon Reviewed on: 4th March 2024

They made it easy and quick to get a loan and explai...

They made it easy and quick to get a loan and explained everything to me Reviewed on: 4th March 2024

They were really friendly and the website easy to use.

They were really friendly and the website easy to use. There was plenty of time before making a final decision really happy with the laon Reviewed on: 4th March 2024

Quick process and no waiting for an answer, what the...

Quick process and no waiting for an answer, what they advised and when it would happen it did and the follow up to ensure everything was fine was fantastic Reviewed on: 4th March 2024

Easy to apply and money is received quickly, easy ap...

Easy to apply and money is received quickly, easy application Reviewed on: 4th March 2024

Always very helpful and obliging quick and fast turn...

Always very helpful and obliging quick and fast turnaround Reviewed on: 4th March 2024

They gave me a chance

They gave me a chance when no-one else would and I proved I could do it and never missed a payment so next loan was at a better rate Reviewed on: 4th March 2024

Easy to navigate site

Easy to navigate site , quick decision making very straightforward process . Reviewed on: 4th March 2024

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