Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Simple process and jargon free

Their online process is very simple and clear to understand. No jargon and funds paid without delay. Reviewed on: 4th March 2024

I was in need for money to sort out a project Zopa c...

I was in need for money to sort out a project Zopa came in very handy thanks Reviewed on: 4th March 2024

Application was easy, hassle free, the app is great...

Application was easy, hassle free, the app is great with financial advice, apr not to bad either, had a fair few loans over the years, zopa is by far the best, transparent and easy to manage Reviewed on: 4th March 2024

Easy application process, quick response, good custo...

Easy application process, quick response, good customer service. Reviewed on: 4th March 2024

Easy application process.

Easy application process. Clear and precise information about rates and monthly costs. Quick money transfer Reviewed on: 4th March 2024

Seam free transaction from start to finish with full...

Seam free transaction from start to finish with full explanation without the technical jargon Reviewed on: 4th March 2024

They made it easy and quick to get a loan and explai...

They made it easy and quick to get a loan and explained everything to me Reviewed on: 4th March 2024

They were really friendly and the website easy to use.

They were really friendly and the website easy to use. There was plenty of time before making a final decision really happy with the laon Reviewed on: 4th March 2024

Quick process and no waiting for an answer, what the...

Quick process and no waiting for an answer, what they advised and when it would happen it did and the follow up to ensure everything was fine was fantastic Reviewed on: 4th March 2024

Easy to apply and money is received quickly, easy ap...

Easy to apply and money is received quickly, easy application Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Partners Credit Union 4.90 from 801 reviews
Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Bridging Loan
from Fincorp 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub