Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 11th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Straight forward no hassle. Straight forward no hassle. Not the cheapest one but is there right when you need it , and fast . Reviewed on: 11th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69088)

Very easy to use and very fast decision and transfer...

Very easy to use and very fast decision and transfer Reviewed on: 4th March 2024

Quick simple & easy

Quick & easy application process, & money in bank account within minutes Reviewed on: 4th March 2024

Difficulty with supporting documents accep...

Very difficult getting my supporting documents accepted . Had to resend them several times Reviewed on: 4th March 2024

Very quick & seamless professional & good value

Very quick & seamless professional & good value Reviewed on: 4th March 2024

Everything goes smoothly with Zopa

Everything goes smoothly with Zopa Reviewed on: 4th March 2024

Easy to arrange online and in my bank account within...

Easy to arrange online and in my bank account within the hour!! Reviewed on: 4th March 2024

My Zopa Experience

I have been a Zopa customer for many years and is my ‘go to’ company due to the highly professional service provided at all times.cannot recommend Zopa highly enough in my experience. Reviewed on: 4th March 2024

Simple process and jargon free

Their online process is very simple and clear to understand. No jargon and funds paid without delay. Reviewed on: 4th March 2024

I was in need for money to sort out a project Zopa c...

I was in need for money to sort out a project Zopa came in very handy thanks Reviewed on: 4th March 2024

Application was easy, hassle free, the app is great...

Application was easy, hassle free, the app is great with financial advice, apr not to bad either, had a fair few loans over the years, zopa is by far the best, transparent and easy to manage Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer Lending (discontinued)
from Octopus Choice (inactive company) 4.09 from 4 reviews
Personal loans
from Plata 4.85 from 13647 reviews
Loans
from South Manchester Credit Union 4.91 from 423 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub