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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Quick response, informed decision before clicking ap...

Quick response, informed decision before clicking apply. Easy app navigation Reviewed on: 4th March 2024

Easy to apply, quick decision, easy to track money v...

Easy to apply, quick decision, easy to track money via app, great value gor money Reviewed on: 4th March 2024

Excellent service and quick sending the

Excellent service and very speedy Reviewed on: 4th March 2024

My application for a loan was made easy and dealt wi...

My application for a loan was made easy and dealt with swiftly. Reviewed on: 4th March 2024

Really exellent service.

Really exellent service. I really appreciate ZOPA. Reviewed on: 4th March 2024

A people oriented Company Very helpful and did...

A very people oriented Company Very helpful and did what they promised Their product was perfect for my needs Reviewed on: 4th March 2024

Seamless hassle free bank

Seamless hassle free bank, kept up to date and informed . Very professional and user friendly systems. Competitive rates would definitely use them again for other products and I would highly recommend them to other. Reviewed on: 4th March 2024

Managing Loan

Service has been really easy to use and provide clear and concise information on payments, and interest. Making overpayments has been straightforward. Reviewed on: 4th March 2024

I would highly recommend Zopa

Easy to communicate with, professional and cheerful. Reviewed on: 4th March 2024

Payment time

I am well informed about when my payments are to come out my bank account I have never had a bad interaction with them Reviewed on: 4th March 2024

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