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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

I found the process very easy and stress free

I found the process very easy and stress free Reviewed on: 4th March 2024

Quick and easy service and fast funds trasfer

Quick and easy service and fast funds trasfer Reviewed on: 4th March 2024

No Issues

No issues or complications and have had several loans over the years. Reviewed on: 4th March 2024

Fast but expensive.

Fast but expensive. for the use I needed the price was not too much of an issue when I could get the loan that same day to consolidate debts into one payment. Reviewed on: 4th March 2024

Great experience.

Great experience. Really easy and clear. Reviewed on: 4th March 2024

First class service.

First class easy to see how.your loan is going 24 / 7. Easy to pay extra . Reviewed on: 4th March 2024

Simple and straightforward.

Hassle free and great rates. A simple application and an early decision. Plenty of contact with current info. Very professional. Reviewed on: 4th March 2024

they were really professional and helpful throughout...

they were really professional and helpful throughout the process of the loan Reviewed on: 4th March 2024

After talking to other loan providers I found Zopa t...

After talking to other loan providers I found Zopa to be fairer and up front . The decision was fast and quick payout. They keep me informed regularly . I’m very pleased with Zopa . Reviewed on: 4th March 2024

So easy to apply for a loan hassle free.

So easy to apply for a loan hassle free. Very professional staff friendly and helpful decision reached in a few days. It does what it says when you apply. Keeps you updated with your statements. Reviewed on: 4th March 2024

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