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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Amazing!

Amazing! 11 out of 10. 30 min money in the bank. Reviewed on: 4th March 2024

Quick and efficient.

Quick and efficient. Polite and very helpful when I needed to speak to someone. Questions Dealt with a timely manner. Reviewed on: 4th March 2024

Great, helpful, supporting, what I ask they answered...

Great, helpful, supporting, what I ask they answered clearly Reviewed on: 4th March 2024

Easy to use and money in the bank.

Easy to use and money in the bank.in minutes Reviewed on: 4th March 2024

Very professional and efficient service am very imp...

Very professional and efficient service am very impressed with Zopa. Reviewed on: 4th March 2024

My experience has been brilliant.

My experience has been brilliant. Zopa has helped me with 3 loans, all at affordable repayment plans. I’d quite happily recommend them to anyone. Reviewed on: 4th March 2024

Best choice ever

Been taking with zopa multiple times , always took minutes to apply , get revieved , and approve. Money on Ur account not later then an hour after . App from zopa is Very user friendly , u can simply check uor loan logging thru it . Reviewed on: 4th March 2024

East to receive loan payment.

East to receive loan payment. Quick and easy to speak to someone to get assistance. App is very user friendly. Reviewed on: 4th March 2024

Excellent service

Excellent service and quick service too Reviewed on: 4th March 2024

I found the process very easy and stress free

I found the process very easy and stress free Reviewed on: 4th March 2024

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