Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Zopa personal loan

Everything was so easy & straight forward, money was in my account in a few hours, excellent service. Reviewed on: 4th March 2024

Very good service at all moments.

Very good service at all moments.fast and secure way of having a personal loan. Reviewed on: 4th March 2024

Zopa helped me get the loan I needed

Zopa helped me get the loan I needed Reviewed on: 4th March 2024

Highly recommended

Quick and simple application with quick response Reviewed on: 4th March 2024

Easy extra payments

Took out a loan 7 months ago over a 24 month period. So easy to make extra payments and save on interest charges. Managed to pay over half off, interest rate charged is very good and competitive. Reviewed on: 4th March 2024

Prompt and straight forward, excellent process

Prompt and straight forward, excellent process Reviewed on: 4th March 2024

Quick, efficient and very professional

Quick, efficient and very professional Reviewed on: 4th March 2024

Very easy to use very quick to get response

Very easy to use very quick to get response Reviewed on: 4th March 2024

Simple to apply

The application process was simple and the money was in my account before I was even aware it had been approved. Reviewed on: 4th March 2024

The service is without fault very easy to make extra...

The service is without fault very easy to make extra payments. No pressure always there to help Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Employee Benefit
from Hastee Pay 4.06 from 1 reviews
Loans
from NHS Credit Union 4.92 from 363 reviews
Loans
from Darlington Credit Union 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub