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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy and quick.

Easy and quick. Accepted with minimum of fuss and in my account within minutes. Reviewed on: 4th March 2024

This is the second loan I’ve had.

This is the second loan I’ve had. The application was easy and it all went through quickly, I had the money in my account within hours. Reviewed on: 4th March 2024

Really good rates fast payment and service.

Really good rates fast payment and service. Reviewed on: 4th March 2024

Good Rates ..

Provided the service I required at rate I was very happy with. Reviewed on: 4th March 2024

Im very happy with my loan with zopa.

Im very happy with my loan with zopa. Reviewed on: 4th March 2024

Loan x 4

On my fourth loan from Zopa now and it’s always been such a pleasant experience Reviewed on: 4th March 2024

A simple way to borrow.

It's a simple , honest and easy system when applying.Also the decisions are quick and well explained. A great company to do business with. Reviewed on: 4th March 2024

Always had great service , never any issues

Always had great service , never any issues Reviewed on: 4th March 2024

Best service.

Best service. No issues whatsoever. Would highly recommend. Reviewed on: 4th March 2024

Painless and easy processes

Applying to Zopa was a good experience in both delivery, communication and user experience of the website with practically no issues. Reviewed on: 4th March 2024

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