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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Zopa have been easy to deal with from the start, eve...

Zopa have been easy to deal with from the start, everything is easily explained with no jargon and the app is a dream to use Reviewed on: 4th March 2024

Easy to use website and loan application was hassle...

Easy to use website and loan application was hassle free Reviewed on: 4th March 2024

Very good service

Very good service nice and easy very quick from loan purposes to having money put in your bank really one happy person Reviewed on: 4th March 2024

Have had 3 loans of zopa and always found them very...

Have had 3 loans of zopa and always found them very competitive rates and quick and easy to work with Reviewed on: 4th March 2024

Great service!

Great service! Low level of interest! Quality of communication with customers excellent ! Highly recommend! Reviewed on: 4th March 2024

Great from start to finish.

Great from start to finish. By far a lower Apr than any other offer Reviewed on: 4th March 2024

Good service

Very good service, keep you updated on a regular basis Reviewed on: 4th March 2024

Very easy to use app and very quick process

Very easy to use app and very quick process Reviewed on: 4th March 2024

Service Brilliant service everytime

Brilliant service everytime. Fast active service . Great results Reviewed on: 4th March 2024

Positive Zopa feedback

Easy internet use, fast decision and funding, great correspondence Reviewed on: 4th March 2024

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