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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Loan suitable for my needs

I found it a very smooth process, funds were available very quickly, reasonable rates suited my needs. Reviewed on: 4th March 2024

Zopa loans.

Second time I have refinanced with Zopa and that was due to being recommended by Experian Credit and interest rates offered. Website very straightforward Reviewed on: 4th March 2024

Easy application

Application submitted for a small loan easy online application Went through quickly no issues Good app to monitor loan details Reviewed on: 4th March 2024

Very easy

Quick easy, clear. Quick decision money available within 2hours Reviewed on: 4th March 2024

Have nothing bad to say about Zopa.

Have nothing bad to say about Zopa. Very quick with loan payment, very responsive customer service. Reviewed on: 4th March 2024

Flexible and affordable

Had a few loans from Zopa, one of the best rates and most willing to lend. Helped me out several times when stuck financially. Nice easy repayments in a time frame I am happy with. Able to be as flexible as possible with my payments and can change when needed to suit me. Reviewed on: 4th March 2024

Top team

A great company to deal with everything was easy and smooth couldn't fault them Reviewed on: 4th March 2024

Speedy service

I got a swift answer and the money was in my account quickly. The process was very straightforward. Reviewed on: 4th March 2024

Simon aspinall

Just very easy to use and helpful apps so easy to use and can keep an eye on what's going on the benefits on the app are great the loan rates are good Reviewed on: 4th March 2024

very quick response and always up to date with infor...

very quick response and always up to date with information, was so pleased that i then used them for car finance Reviewed on: 4th March 2024

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