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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent customer services

Very quick services … easy to deal with Reviewed on: 4th March 2024

Great service.

Great service. No hassle or problems Reviewed on: 4th March 2024

Personal Service - Online

It doesn’t matter what the circumstances are, Zopa will always try to accommodate. Reviewed on: 4th March 2024

Zopa is a really good company to deal with.

Zopa is a really good company to deal with. Their interfaces and communications are excellent. Reviewed on: 4th March 2024

Personal loan

No problems nice and quick decision easy to make payments always there to help Reviewed on: 4th March 2024

Very good service , easy to setup , no fuss , and no...

Very good service , easy to setup , no fuss , and no pressure Reviewed on: 4th March 2024

The app makes everything so simple.

The app makes everything so simple. O can get the most up-to-date information about my loan as well as make additional payments easily. I've never needed to speak to anyone. Reviewed on: 4th March 2024

Excellent service and very quick decision

Excellent service and very quick decision Reviewed on: 4th March 2024

Seamless from application to receiving the funds

Seamless from application to receiving the funds Reviewed on: 4th March 2024

Great product, app and servicr

Works perfectly, clear working app, and customer service good on the only time I have had to contact them. They also collect any payments on time unlike some others Reviewed on: 4th March 2024

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