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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Simply the best.

I've had 4 personal loans over the last 10 years with zopa and they are amazing, there's no messing and they make it so easy just decide how much you want to borrow they check it all out approve it and put the money in your account within hours, they are simply the best, try them you won't be disappointed Reviewed on: 4th March 2024

Approved for loan & money transferred quickly.

Approved for loan & money transferred quickly. The app is great for keeping up to date with payments & balance. I haven’t had to speak to the customer service team hence the neutral answer. Reviewed on: 4th March 2024

They provided me with a loan very quickly without an...

They provided me with a loan very quickly without any issues at a competitive rate Reviewed on: 4th March 2024

Super easy to use.

Super easy to use. Great experience. Reviewed on: 4th March 2024

No gimmicks

Easy, draught forward process without the hidden fees Reviewed on: 4th March 2024

Excellent service/ prompt delivery easy processing

Excellent service/ prompt delivery easy processing Reviewed on: 4th March 2024

Amazing products and easy process

Zopa has given me an opportunity for a personal loan with an immediate response, very easy app to navigate, simple instructions and very supportive Reviewed on: 4th March 2024

Great company

Excellent customer services and up to date information on the account always available. New loan offers and potential savings are offered. Reviewed on: 4th March 2024

Very easy to apply for personal loan

Very easy to apply for a loan. Quick delivery of funds. Everything is online so you can see payments going in and the loan amount going down Reviewed on: 4th March 2024

Great Loan company

Have had 2 loans through Zopa now and both went smoothly . Excellent service and communication and quick . Reviewed on: 4th March 2024

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