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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Simplest and quickest approval yet!

Simplest and quickest approval yet! Reviewed on: 4th March 2024

Never get a loan from a bank

I needed a loan, they gave me one at a bank busting rate. Reviewed on: 4th March 2024

Very easy and very quick decision and delivery.

Very easy and very quick decision and delivery. Have had three personal loans with zopa and theyre by far the best loan provider on the market. Reviewed on: 4th March 2024

Very mooth process when I applied for a loan .

Very smooth process when I applied for a loan . They keep you up to date with offers . The website is easy to use . Would recommend Zopa to friends and family Reviewed on: 4th March 2024

Personal loan review

Loan came through really quick the process was very easy and now I can access everything through the app including my settlement figure without having to get in touch. Great work Reviewed on: 4th March 2024

Easy and pleasant experience

Easy and pleasant experience would definitely use them again Reviewed on: 4th March 2024

Zopa review

Zopa have been professional clear about my loan and repayments and easy to use online Reviewed on: 4th March 2024

Excellent service

Excellent service in a timely manner Reviewed on: 4th March 2024

A good loan company.

Quick and easy to set up. Good communication and good customer support. So far I haven't had an issues and if I needed to I would definitely use them again. Honestly they do what they say on the tin. They offer good value loans and a good service. Reviewed on: 4th March 2024

Applied for a loan and was promptly informed that I...

Applied for a loan and was promptly informed that I was eligible and received the funds within a couple of days, no hastle quick and easily done. very happy wih the result. Reviewed on: 4th March 2024

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