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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67225 reviews)

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4.94

Based on 67,225 reviews, last reviewed 19th Jan 2026

64833% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply money straight in Bank Easy to apply money straight in Bank Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67225)

Review of the Zopa, Personal loan:

Great rate and great provider!

Fantastic service from Zopa, the app is so user friendly and very competitive interest rate Reviewed on: 21st January 2022

Excellent super fast.

Excellent super fast. really hassle free for looking at loan options Reviewed on: 17th January 2026

Best of the best

The total experience of applying for the loan was a very easy application. The lady I spoke to was very polite and spoke to me like a human being, not talking as though she was superior. First class interaction. Reviewed on: 17th January 2026

Good value

I am very pleased with your company n̈ Reviewed on: 17th January 2026

My application to recieving my loan was seamless

My application to recieving my loan was seamless Reviewed on: 17th January 2026

Full service online.

Full service online. Quick and very simple. Reviewed on: 17th January 2026

Excellent service, easy to use , very helpful, frien...

Excellent service, easy to use , very helpful, friendly and professional, all done very quickly. Reviewed on: 17th January 2026

Zopa personal loan.

It was quick, simple and straightforward. Most refreshing. Thank you. Reviewed on: 17th January 2026

helpfull and great .

helpfull and great . They knew what i needed and never pushed for more. Reviewed on: 17th January 2026

Hassle free

Smooth and hassle free with prompt answers Reviewed on: 17th January 2026

The service from Zopa was excellent!

The service from Zopa was excellent! Quick decision and money was transferred immediately. Interest rate was really good Reviewed on: 17th January 2026

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