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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66933 reviews)

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4.94

Based on 66,933 reviews, last reviewed 17th Jan 2026

55200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy application! Easy application! Really quick decision and money transferred! Reviewed on: 17th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66933)

Review of the Zopa, Personal loan:

Great easy service

So simple to apply no nonsense easy to use and understand, was quick to apply and even quicker responses, if successful your money was in the account almost immediately, you can't fault that,allows you to do whatever you wanted the loan for almost immediately, can't argue with facts Reviewed on: 16th April 2021

Zopa was there when I needed them and you get a very...

Zopa was there when I needed them and you get a very quick decision no fuss no hidden extras very happy with the service Reviewed on: 16th January 2026

Customer Friendly

Easy to navigate website. Plain english narrative with salient information readily at hand. Reviewed on: 16th January 2026

Great app, very responsive, accurate information

Great app, very responsive, accurate information Reviewed on: 16th January 2026

Quick service and competitive pricing.

Quick service and competitive pricing. Used multiple times and always satisfied. Easy to manage account online Reviewed on: 16th January 2026

User friendly process with fast results

User friendly process with fast results Reviewed on: 16th January 2026

Professional and friendly staff.

Professional and friendly staff. Everything arranged quickly. No waiting getting thru on phone. Reviewed on: 16th January 2026

Good customer service and good rates

Good customer service and good rates Reviewed on: 16th January 2026

Excellent and easy to use never had any trouble I wo...

Excellent and easy to use never had any trouble I would highly recommend to anyone Reviewed on: 16th January 2026

It was fast , no hassle experience and same day serv...

It was fast , no hassle experience and same day service , brilliant Reviewed on: 16th January 2026

Quick and efficient response to loan application, th...

Quick and efficient response to loan application, the app is easy to use and clear. Reviewed on: 16th January 2026

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