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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

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4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67265)

Excellent service, professional and swift.

Quick and easy, so efficient and swift. Reviewed on: 19th December 2016

Very good service, quick response and reasonable offers

When I needed Zopa was there for me, the rates for their loans were better than most of the providers and customer service was excellent Reviewed on: 19th December 2016

Highly recommended lender

Simple online application, excellent communication through the process, competitive rates, all promised deadlines met or exceeded and exceptional online services after loan is active. I would highly recommend Zopa for lending. Reviewed on: 19th December 2016

Great loan

Easy to use website enabled me to get a small car loan at a rate far better than any other provider. Reviewed on: 19th December 2016

EXCELLENT

TOP COMPANY BRILLIANT STAFF GREAT RATES QUICK EASY SERVICE YOU WONT GET BETTER Reviewed on: 19th December 2016

Extremely Happy ! Thank U !

Taking out loan so quick and straight forward. Interest rates very reasonable & unbeaten! Costumer service always polite helpful professional Zopa website very use-friendly so far I took 4 loans and to be honest i'm so so happy! Thank U so so much ! Highly recommended with regards Joanna Reviewed on: 19th December 2016

Simple AND Great!!

We were looking for a way to take my kids to Euro Disney without breaking the bank. I couldn't afford it outright so decided to look for a loan. I wanted a nice affordable monthly payment and that is exactly what I got. In addition to the great low interest deal we got I also couldn't believe how easy it was. We had the money in the bank in a couple of days!!! For less than the price of a weekly takeaway meal we had our dream holiday. Jason, Plymouth Reviewed on: 19th December 2016

recommend zopa loan for working class applicants

easy to apply with fast decision and competitive rates Reviewed on: 19th December 2016

A Top Service

Great service from start to finish. Customer service polite and helpful. Reviewed on: 19th December 2016

Excellent

Perfect customer service and interest rate. Reviewed on: 19th December 2016

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