Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 67,244 reviews, last reviewed 19th Jan 2026
65433% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The service was excellent and above that the dispers... The service was excellent and above that the dispersal of funds was immediate following the completion of application. Reviewed on: 19th January 2026
Asem's avatar
Asem

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (67244)

Brilliant

5
I took out a small loan, with very low interest rate even though my credit was poor. Subsequently i have advised BOTH my sisters to take out loans with zopa. Very happy Reviewed on: 19th December 2016
Christopher riley 's avatar
Christopher riley

Excellent set up and team.

5
Very easy to apply for a loan and extra quick in a response of loan confirmation. Highly recommended and Zopa beat most other rates around. Reviewed on: 19th December 2016
Niki Mainwaring's avatar
Niki Mainwaring

Fast easy understandable loan

5
Came across zopa on a comparison website and applied was easy fast and understandable very impressed Reviewed on: 19th December 2016
Ben bethel's avatar
Ben bethel

Hassle Free Loan Approved in Minutes

5
Zopa approved my loan within minutes of my application at highly competitive interest rates. I would highly recommend Zopa to anybody searching no questions asked loan! Reviewed on: 19th December 2016
Grant Nicholas's avatar
Grant Nicholas

Great company to deal with

5
Very very easy to deal with gave a quick decision and very good interest rates Reviewed on: 19th December 2016
Kerry's avatar
Kerry

Great, quick service.

5
Applied for a loan to buy a car and the cash was in within a few days without any hassless. Great serice. Every one should use Zopa. Reviewed on: 19th December 2016
stu shields's avatar
stu shields

The best loan deals out there

5
Low interest rates and no early repayment fees! Which is refreshing to see as it encourages early repayment so that you can get on with your life debt free. Reviewed on: 19th December 2016
Shannen Palmer's avatar
Shannen Palmer

Top loan company. Would use again.

5
Best rates around. Would 100% use again if needed Reviewed on: 19th December 2016
Mike Kirby's avatar
Mike Kirby

Efficient and timely

5
I've had 2 Zopa loans and both applications have been extremely smooth. I like the fact that I can pay extra off as and when with no penalty... And of course the rates speak for themselves!!! Highly recommended Reviewed on: 19th December 2016
Deb Halls's avatar
Deb Halls

Support the ethos and admire the results

5
I like the principle of small lenders coming together and the ease with which you can participate as lender or borrower. Great idea and fabulously executed Reviewed on: 19th December 2016
Duika watson's avatar
Duika watson

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill