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Zopa: Personal loan reviews

4.94
Based on 67,228 reviews, last reviewed 19th Jan 2026
64933% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The app is very well made and very easy to use. The app is very well made and very easy to use. Reviewed on: 19th January 2026
Melanie J's avatar
Melanie J

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67228)

Review of the Zopa, Personal loan:

Five star

5
Very helpful and good quality service Reviewed on: 16th January 2025

zopa loan

5
got my loan with a great rate no hassle ,quick and easy transfer Reviewed on: 18th January 2026

Excellent company,

5
No faults with zoopa atall, fast friendly service Reviewed on: 18th January 2026

Easy to apply and service very fast.

5
Easy to apply and service very fast.. loan sorted in days . Very friendly phone staff. Reviewed on: 18th January 2026

Zopa loans quick and easy

5
I needed a loan for several things and Zopa provided me with a viable solution. It was a quick and easy process. Reviewed on: 18th January 2026

Very happy

5
Very easy and quick responses. Was very happy with the process Reviewed on: 18th January 2026

Got my loan with a straight forward application real...

5
Got my loan with a straight forward application really quick and love the use of the app so I know exactly where I am with payments and balance Reviewed on: 18th January 2026

Application of loan, to money in the bank super fast.

5
Applying for the loan was super easy. The process is fast, efficient and the money was made available very quickly allowing me to make my discounted purchase. Reviewed on: 18th January 2026

Simple, straightforward and hassle free way of borro...

5
Simple, straightforward and hassle free way of borrowing money. Reviewed on: 18th January 2026

The experience was professional fast and easy to get...

5
The experience was professional fast and easy to get a decision Reviewed on: 18th January 2026

Quick decision easy application.

5
Quick decision easy application. Money next day. Reviewed on: 18th January 2026