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Zopa: Personal loan reviews

4.94
Based on 67,258 reviews, last reviewed 20th Jan 2026
65900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had several loans with Zopa - superb service an... I’ve had several loans with Zopa - superb service and attention to customer satisfaction. The app is so easy to use with details of your account and o... Read more Reviewed on: 20th January 2026
Carol R's avatar
Carol R

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67258)

Review of the Zopa, Personal loan:

Quick, Simple. Effective

5
Produced a quick solution to my financial issue. I would recommend to all. Rates are more than favourable and the process so simple. Reviewed on: 3rd January 2018

Quick, easy and applications online

5
Quick, easy and applications online Reviewed on: 19th January 2026

Easy to talk easy decision making

5
Easy to talk easy decision making Reviewed on: 19th January 2026

Easy to manage, affordable rates

5
Easy to manage, affordable rates Reviewed on: 19th January 2026

The efficient and friendly Zopa

5
Found Zopa to be very efficient and friendly. The customer service people always listen and do their best to help. I have never had any problems Reviewed on: 19th January 2026

Quick, simple and painless.

5
Quick, simple and painless. The whole process was easy and stress free Reviewed on: 19th January 2026

Very simple process and speedy acceptance

5
Very simple process and speedy acceptance Reviewed on: 19th January 2026

Very fast and accurate,excellent to borrow money

5
Very fast and accurate,excellent to borrow money Reviewed on: 19th January 2026

Nothing bad to say...

5
Nothing bad to say; the rates were good and the service excellent Reviewed on: 19th January 2026

Lots of money

5
Easy to contact and result quickly resolved Reviewed on: 19th January 2026

Easy and no waste of time process

5
Easy and no waste of time process Reviewed on: 19th January 2026