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Zopa: Personal loan reviews

4.94
Based on 67,024 reviews, last reviewed 17th Jan 2026
58200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very quick to apply , and quick call from a professi... Very quick to apply , and quick call from a professional , money straight in your account. Couldn't be any easier Reviewed on: 17th January 2026
Beverley E's avatar
Beverley E

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67024)

Review of the Zopa, Personal loan:

I absolutely love using zopa there customer experien...

5
I absolutely love using zopa there customer experience is next level. Using thee product and services is really easy and straightforward and everything is done online and paperless. I just wish there rate were lower Reviewed on: 14th January 2025

fast and friendly

5
Had few loans best service, fast and friendly Reviewed on: 17th January 2026

Worth a look

5
Very easy to use and good customer service Reviewed on: 17th January 2026

Nice banking with zopa Zopa has excellent customer s...

5
Nice banking with zopa Zopa has excellent customer service. Since banking with zopa I have been doing great with my finance Reviewed on: 17th January 2026

Easy to apply, quick response.

5
Easy to apply, quick response. All correspondence is written in language you can understand and is very helpful. Reviewed on: 17th January 2026

I reached out to Zopa for a loan when I needed it th...

5
I reached out to Zopa for a loan when I needed it the most,when times have been hard for a lot of people. There was no stress in filling out the loan application with a fast response and payments affordable to pay back. Great company, Thankyou Reviewed on: 17th January 2026

Very smooth and easy transactions

5
Very smooth and easy transactions Reviewed on: 17th January 2026

Professional

5
Very easy to use and very helpful, would recommend Zopa to anyone. Reviewed on: 17th January 2026

Very easy to navigate the app and to view my account...

5
Very easy to navigate the app and to view my account, make extra payments etc, fast and hastle free service when applied for a loan and into your account fast Reviewed on: 17th January 2026

Best lander, easy process, quick disbursement

5
Best lander, easy process, quick disbursement Reviewed on: 17th January 2026

fast, reasonable and easy to manage

5
fast, reasonable and easy to manage Reviewed on: 17th January 2026