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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

The cheapest llender

Great service , fast reply, no hard searches that effect your credit rating Reviewed on: 10th July 2017

Am impressed keep it up

It is far better than the others Reviewed on: 10th July 2017

Easy and efficient

So easy to get set up and delivered exactly what I needed for my wedding day. Thanks Zopa! Reviewed on: 10th July 2017

Quick, Simple, Friendly

Very quick cheap loans with a friendly approach - only company you should use for a loan Reviewed on: 10th July 2017

Overall thumbs up

Professional no problems at all a+ Reviewed on: 9th July 2017

Brilliant

Quick clear and no fuss.... the process from start to finish was flawless... Reviewed on: 8th July 2017

So easy and quick

It was so quick i couldnt believe it. I've had no issues or any need to speak to anyone Reviewed on: 8th July 2017

Excellent

Reliable, easy and cost effective Reviewed on: 7th July 2017

Very very good service

Does exactly what they offer..great rates no waiting for postal forms all sorted on line or over the phone. Would highly recommend. Fantastic interest rates. Thankyou for your outstanding service. Well done. Reviewed on: 7th July 2017

Simple, honest and fair.

Easy platform online, no fuss, fair rates, quick service, very happy customer, would use again if needed, and would recommend. Reviewed on: 6th July 2017

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