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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very Straightforward

My Zopa loan was very easy to arrange and the decision was quick. The money was received quickly after the decision was made. I feel like the tools provided to me by Zopa give me perfect control over my loan. Reviewed on: 4th March 2024

Excellent fast service, quick decisions.

Excellent fast service, quick decisions. Very clear information available to help make decisions. Excellent app, user friendly. Reviewed on: 4th March 2024

Excellent in every way

Zopa are loyal to its loyal customers. Very professional service and very trusted. I recommend Zopa 100% Reviewed on: 4th March 2024

They were swift, helpful and fair.

They were swift, helpful and fair. I didn’t have to wait a long time or provide arduous paperwork Reviewed on: 4th March 2024

Fab company reasonable rates over 4 years.

Fab company reasonable rates over 4 years. Reviewed on: 4th March 2024

Simple application process great interest rates, fan...

Simple application process great interest rates, fantastic app. Reviewed on: 4th March 2024

Treated like an individual, not a credit score.

Zopa are one of the few providers who treated me like a person rather than just a credit score. They offered me a fair. interest rate for my loan and have been an absolute pleasure to deal with. The app is user friendly and clear to use, making it easy to manage my loan and see what's left. Reviewed on: 4th March 2024

Straightforward

The application process was really easy and straightforward. All information was supplied, effortless. Reviewed on: 4th March 2024

Quick and simple application process.

Quick and simple application process. Good alternative finance products as well to suit my circumstances. Thanks! Reviewed on: 4th March 2024

From start to finish everything went smoothly.

From start to finish everything went smoothly. All done online and m9ney in the bank within hours. Reviewed on: 4th March 2024

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