Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,251 reviews, last reviewed 10th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65252)

Quick and easy to apply

5
No fuss, no hassle! Just what you need/ and the time you want! Reviewed on: 30th June 2017

Quickly and great rates

5
When comparing loans the idea of paying back quicker than the loan length was a big reason for choosing them and the loan is so easy to access via Internet and make extra payments. Reviewed on: 30th June 2017

Speedy and good value

5
Rapid approval. Speedy paperwork. Good rates. Most positive loan experience so far. Reviewed on: 30th June 2017

Best loan provider ever

5
I have a very good experience with you guys! Quick answer, low rate...I really recommend it for somebody who needs a loan Quick, easy and Sure! Reviewed on: 30th June 2017

zzopa excellent customer service

5
Great customer service. Money paid quick and back up service excellent. Reviewed on: 30th June 2017

No hassle loan

5
Easy to use loan calculator, and application process, with extremely competitive rates for existing customers. Reviewed on: 30th June 2017

Good credit experience.

5
Easy to set up. Best interest rate I could find on the market. Reviewed on: 30th June 2017

Fantastico

5
Great Company to take out a loan with. Nothing is too much hassle. I have topped up loans and had concurrent loans and organised with consumate ease... I highly recommend Zopa! Reviewed on: 30th June 2017

Great service

5
A++++++++++++++++++++++++++++++++++++ Reviewed on: 30th June 2017

Excellent

5
Good company paid with In a couple of days and fast application process and rate are really good Would highly recommended Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7181 reviews
    Zopa
    View all products