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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Speedy and good value

Rapid approval. Speedy paperwork. Good rates. Most positive loan experience so far. Reviewed on: 30th June 2017

Best loan provider ever

I have a very good experience with you guys! Quick answer, low rate...I really recommend it for somebody who needs a loan Quick, easy and Sure! Reviewed on: 30th June 2017

zzopa excellent customer service

Great customer service. Money paid quick and back up service excellent. Reviewed on: 30th June 2017

No hassle loan

Easy to use loan calculator, and application process, with extremely competitive rates for existing customers. Reviewed on: 30th June 2017

Good credit experience.

Easy to set up. Best interest rate I could find on the market. Reviewed on: 30th June 2017

Fantastico

Great Company to take out a loan with. Nothing is too much hassle. I have topped up loans and had concurrent loans and organised with consumate ease... I highly recommend Zopa! Reviewed on: 30th June 2017

Great service

A++++++++++++++++++++++++++++++++++++ Reviewed on: 30th June 2017

Excellent

Good company paid with In a couple of days and fast application process and rate are really good Would highly recommended Reviewed on: 30th June 2017

Zopa the trusted lender

I was able to get a loan with Zipa at a very affordable rate and on time Reviewed on: 30th June 2017

Simple, efficient and modern borrowing

Very simple to apply, quick decisions, inexpensive borrowing. Generally a great user experience. Reviewed on: 30th June 2017

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