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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very Easy to use with clear, understandable terms.

5
What makes this loan provider better than most is the simplicity of its platform. Not to mention the great rates it offers even for costumers with poorer credit scores. Zopa's website and documentation is clear, legible and fair. Reviewed on: 22nd June 2017
Shawn Cullum's avatar
Shawn Cullum

Very good

4
Very pleased with the service and officiancy Reviewed on: 22nd June 2017
Natalie Gater 's avatar
Natalie Gater

Quick and easy!

5
Quick and easy! Got my money immediately :) highly recommend! Reviewed on: 22nd June 2017
Agnieszka Gorna's avatar
Agnieszka Gorna

Fast effective online proceds

5
Hassle free Stress free Great web site Reviewed on: 22nd June 2017
Sarah Hancock's avatar
Sarah Hancock

Simple loan, no hidden agenda

5
I applied for a loan and the process was so simple, not jargon, no endless small print which would require a legal professional to decipher. It was just simple, smart and to the point. I would highly recommend the company to anyone of my friends and family. It was a life changing loan and made even easier by a loan company who understood this. Truly freshing! Reviewed on: 22nd June 2017
Vee's avatar
Vee

Great

5
Good experience, easy and lowest cost. Reviewed on: 22nd June 2017
Paul Hernon's avatar
Paul Hernon

Fast,comfortable service

5
Easy to apply,very fast to receive money.Fantastic service,no headache Reviewed on: 22nd June 2017
Audrunas's avatar
Audrunas

Easy for customers

5
Really stress free easy to use and reliable Reviewed on: 22nd June 2017
Christopher Greatorex's avatar
Christopher Greatorex

The best lending company around

5
I will recommend all my friends to borrow from Zopa Reviewed on: 22nd June 2017
Edmund Hansen-Sackey's avatar
Edmund Hansen-Sackey

Great

5
Needed my loan for house reservation - was quick and easy and I can make overpayments whenever I like! Reviewed on: 22nd June 2017
Georgia HAYES's avatar
Georgia HAYES

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