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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick and easy!

5
Quick and easy! Got my money immediately :) highly recommend! Reviewed on: 22nd June 2017
Agnieszka Gorna's avatar
Agnieszka Gorna

Fast effective online proceds

5
Hassle free Stress free Great web site Reviewed on: 22nd June 2017
Sarah Hancock's avatar
Sarah Hancock

Simple loan, no hidden agenda

5
I applied for a loan and the process was so simple, not jargon, no endless small print which would require a legal professional to decipher. It was just simple, smart and to the point. I would highly recommend the company to anyone of my friends and family. It was a life changing loan and made even easier by a loan company who understood this. Truly freshing! Reviewed on: 22nd June 2017
Vee's avatar
Vee

Great

5
Good experience, easy and lowest cost. Reviewed on: 22nd June 2017
Paul Hernon's avatar
Paul Hernon

Fast,comfortable service

5
Easy to apply,very fast to receive money.Fantastic service,no headache Reviewed on: 22nd June 2017
Audrunas's avatar
Audrunas

Easy for customers

5
Really stress free easy to use and reliable Reviewed on: 22nd June 2017
Christopher Greatorex's avatar
Christopher Greatorex

The best lending company around

5
I will recommend all my friends to borrow from Zopa Reviewed on: 22nd June 2017
Edmund Hansen-Sackey's avatar
Edmund Hansen-Sackey

Great

5
Needed my loan for house reservation - was quick and easy and I can make overpayments whenever I like! Reviewed on: 22nd June 2017
Georgia HAYES's avatar
Georgia HAYES

Personnel Loan ...An Incredible Experience

5
The overall experience to secure the loan from Zopa was wonderful and a welcome change from previous experiences. The entire process was quick and hassle free and was completed within the time line shared at the start of the process. Would highly recommend this friends and family! Keep up the good work 'Team Zopa' Reviewed on: 22nd June 2017
Vivek Unnikrishnan's avatar
Vivek Unnikrishnan

Very effective way of managing money

5
I found it a very helpful,efficient and fast service Reviewed on: 22nd June 2017
Walid ghandour 's avatar
Walid ghandour

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