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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fantastic service

The application process was straightforward and pain free, the decision was quick and the money was in my account within days. All in all, a fantastic experience! Reviewed on: 22nd June 2017

It's a review

I asked for money for home improvements as they had the best interest rate and they gave it me no problems, simple really Reviewed on: 22nd June 2017

Quick

Very good quick and effective service, great rates Reviewed on: 22nd June 2017

Quick and easy

From start to finish very easy and low rate Reviewed on: 22nd June 2017

Very easy to deal with

Applied on line accepted very quickly no nassel Reviewed on: 22nd June 2017

excellent service, prompt payment.

Needed a loan with low rate, prompt payment. Received this and more from Zoopa, would highly recommend to friends and family. Reviewed on: 22nd June 2017

Exellent service

The process from begining to end was simple and straight forward and the loan wss in my bank account bery quickly. Would highly recommend Zopa. Reviewed on: 22nd June 2017

Easy to borrow easy to invest

Zips offer a superb alternative to conventional high street borrowing and saving. It's online access and ease of use make it an any time any place anywhere service. Reviewed on: 22nd June 2017

fantastic company

Quick and easy to use. Good rates. Reviewed on: 22nd June 2017

Great rates

Great rates. And a very easy application. Highly recommend Reviewed on: 22nd June 2017

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