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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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Zopa Personal loan reviews (65247)

Cheapest loan rate and fast

When searching for a loan to pay for a new garden I looked at a few options. This provider was top of the best rates and also for best customer service. If I ever need a loan again I will know where to look. Reviewed on: 22nd June 2017

Fast and friendly

Needed money fast and zopa provided Reviewed on: 22nd June 2017

Easy and quick - and good interest rates

I chose zoos because getting the amount I needed over the repayment term I wanted, was easy and quick. Unlike many other lenders their interest rates were very good. Reviewed on: 22nd June 2017

If there is nowhere else to go...

I had to resource to Zopa loans in spite of the high interest due to speed. Also if you do not have a great credit rating you have a much better chance of being approved. Reviewed on: 22nd June 2017

Great

Brilliant , amazing, wonderful, perfect Reviewed on: 22nd June 2017

Great service!

Needed a loan to finish paying for my wedding and applied for a Zopa loan online. Was quick and easy to do and hassle free. The money was in my account within 24 hours and when I decided to settle the loan early it couldn't of been easier. Great service, would definitely recommend. Reviewed on: 22nd June 2017

The best P2P site

I needed a quick loan with a low interest rate however many of the traditional banks and building societies were unable to provide me with the funds in time or with a reasonable quote. Zopa was recommended to me by a friend and I couldn't have been happier, the service was excellent and everything was explained thoroughly. Within a matter 48 hours of applying I had the money in my bank, not to mention at a very good rate of interest. I'd highly recommend Zopa to anyone who requires a loan, or for anyone thinking of become a lender. Reviewed on: 22nd June 2017

Fast, simple, clear and a very competitive rate

Very simple to apply, quick response and a fantastic rate so very happy with the whole process. Reviewed on: 22nd June 2017

Excellent lender

Great company, good customer service Reviewed on: 22nd June 2017

Excellent service

I got the loan I needed without impacting my credit rating before hand unlike other providers who impact your creditrating and then to be told I was unsuccessfull. Reviewed on: 22nd June 2017

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