Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Easy, quick, no hassle

I had approached other loan providers, including my bank... the time they took to analyse my process and then reject the loan was just intolerable. Zopa sorted me out quickly, no stress, with competitive interest rates... I would use them again if I needed to. Reviewed on: 22nd June 2017

Brilliant service and quick response!

Easy to apply and very helpful. Easy to communicate with and made the while process smooth and Hassel free. Reviewed on: 22nd June 2017

Excellent service

Good value for money and the best part of it was not impacting your credit rating before hand Reviewed on: 22nd June 2017

Cheapest loan rate and fast

When searching for a loan to pay for a new garden I looked at a few options. This provider was top of the best rates and also for best customer service. If I ever need a loan again I will know where to look. Reviewed on: 22nd June 2017

Fast and friendly

Needed money fast and zopa provided Reviewed on: 22nd June 2017

Easy and quick - and good interest rates

I chose zoos because getting the amount I needed over the repayment term I wanted, was easy and quick. Unlike many other lenders their interest rates were very good. Reviewed on: 22nd June 2017

If there is nowhere else to go...

I had to resource to Zopa loans in spite of the high interest due to speed. Also if you do not have a great credit rating you have a much better chance of being approved. Reviewed on: 22nd June 2017

Great

Brilliant , amazing, wonderful, perfect Reviewed on: 22nd June 2017

Great service!

Needed a loan to finish paying for my wedding and applied for a Zopa loan online. Was quick and easy to do and hassle free. The money was in my account within 24 hours and when I decided to settle the loan early it couldn't of been easier. Great service, would definitely recommend. Reviewed on: 22nd June 2017

The best P2P site

I needed a quick loan with a low interest rate however many of the traditional banks and building societies were unable to provide me with the funds in time or with a reasonable quote. Zopa was recommended to me by a friend and I couldn't have been happier, the service was excellent and everything was explained thoroughly. Within a matter 48 hours of applying I had the money in my bank, not to mention at a very good rate of interest. I'd highly recommend Zopa to anyone who requires a loan, or for anyone thinking of become a lender. Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Dot Dot Loans 3.28 from 14 reviews
Personal Loans
from ASDA Money 5.00 from 24 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.25 from 27 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub