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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great customer service

Easy application and fast acknowledgement. Money on account quickly and great service Reviewed on: 5th June 2017

Painless

A hassle free way to get a loan. Applied and approved really quickly. The best rate of interest available at the time. Reviewed on: 5th June 2017

First Class

Very quick, easy website to use and friendly customer service all together great company Reviewed on: 5th June 2017

fast response, easy application

Easy to apply, good rates and fast delivery of funds * Reviewed on: 5th June 2017

easy and really quick service

really good rates at zopa very easy to use and quick service no problems at all. Reviewed on: 5th June 2017

amazing .. quick

Help full . Quickly sorted. .very grateful. . Reviewed on: 5th June 2017

Great service

Simple user friendly and no fuss Reviewed on: 5th June 2017

Super easy to use and quick.

Zopa make the whole process easy and user friendly. I would recommend them to anyone - a refreshing change to deal with a money lender who works with you, not against you. Thanks! Reviewed on: 5th June 2017

Efficient and good rates

Quick and efficient and good rates, all round good experience Reviewed on: 5th June 2017

Fight the big boys.

Zopa's borrowing rates are highly competitive, and by using a peer-to-peer system you are keeping the profit out of the hands of the fatcats. Reviewed on: 5th June 2017

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