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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fantastic service

Allowed us to have the most fabulous time in NYC, orland & miami and pay back at a steady and affordable pace! Such a great service! Would not hesitate to use again!! Reviewed on: 6th June 2017

Excellent service

The single easest financial transaction I have ever made Reviewed on: 5th June 2017

Easy, cheap, great.

Chest provider, easy to apply. Money was in my account very fast. Reviewed on: 5th June 2017

No fuss

Great rates no fuss way of loaning money Reviewed on: 5th June 2017

Great advice, friendly and helpful, amazingly competitive lending

Responsible leading with no-nonsense. No hesitation in recommending Zopa peer-to-peer lending. I was impressed that they wouldn't lend without ensuring the loan could be payed back, and I was given the option to write a thank you note to the lenders. Easy to apply, and sensible lending cannot recommend them highly enough. If you are in need of a responsible loan, I cannot think of a better way than Zopa Reviewed on: 5th June 2017

Very friendly and fast!

As my credit rating wasn't great, Zopa was able to offer me a the loan I required within 48hours. I would definitely use again! Reviewed on: 5th June 2017

Very easy and quick

They were so easy and quick got back to me in a matter of minutes. I like that I can manage the account online there website it easy to navigate. Also you can the full amount back or pay more than the direct debt at no extra cost. Reviewed on: 5th June 2017

Great loan

Very flexible ,always have extra offers if you need more on your loan ,money is put quickly into account ,so happy with Zola as a lender Reviewed on: 5th June 2017

Very easy and great service

Was all sorted in quick time, customer service a+ Reviewed on: 5th June 2017

Amazingly easy

The whole process of applying for a loan is so simple. It took a few minutes to do online and the money was in my bank within 2 days. Amazing! Cannot recommend highly enough. Reviewed on: 5th June 2017

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