Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

View other Zopa products

4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65243)

Amazing deals

Great Company, I would recommend Zopa to friends and family Reviewed on: 6th June 2017

I like

Zopa is very help me .I was able to fulfill my dream Reviewed on: 6th June 2017

Best value loan around!

Fantastic service! Would not hesitate to use again or recommend to a friend/family! Reviewed on: 6th June 2017

Fantastic service

Allowed us to have the most fabulous time in NYC, orland & miami and pay back at a steady and affordable pace! Such a great service! Would not hesitate to use again!! Reviewed on: 6th June 2017

Excellent service

The single easest financial transaction I have ever made Reviewed on: 5th June 2017

Easy, cheap, great.

Chest provider, easy to apply. Money was in my account very fast. Reviewed on: 5th June 2017

No fuss

Great rates no fuss way of loaning money Reviewed on: 5th June 2017

Great advice, friendly and helpful, amazingly competitive lending

Responsible leading with no-nonsense. No hesitation in recommending Zopa peer-to-peer lending. I was impressed that they wouldn't lend without ensuring the loan could be payed back, and I was given the option to write a thank you note to the lenders. Easy to apply, and sensible lending cannot recommend them highly enough. If you are in need of a responsible loan, I cannot think of a better way than Zopa Reviewed on: 5th June 2017

Very friendly and fast!

As my credit rating wasn't great, Zopa was able to offer me a the loan I required within 48hours. I would definitely use again! Reviewed on: 5th June 2017

Very easy and quick

They were so easy and quick got back to me in a matter of minutes. I like that I can manage the account online there website it easy to navigate. Also you can the full amount back or pay more than the direct debt at no extra cost. Reviewed on: 5th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

BetterBorrow
from BetterBorrow 4.86 from 906 reviews
Loans
from Enterprise Credit Union 4.98 from 986 reviews
Loans
from Cambrian Credit Union 5.00 from 1 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub