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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

phenomenal service

would recommend to anyone. very good and fast decision. best rates and very fair Reviewed on: 6th June 2017

Quick and easy

I applied for the loan and had to supply the appropriate details to prove I could pay back and not get myself into financial difficulties. That's how it should be. Reviewed on: 6th June 2017

Very simple online process with clear documents and process

Like the Zopa process the site is clear and easy to use and the APR and costs to borrow clear and competitive Reviewed on: 6th June 2017

Fast, easy and competitive!

Easy to use site, competitive rates and fast acceptance. Overall great experience, will use again if needed. Reviewed on: 6th June 2017

Very quick awesome service.

I like dealing with companies online, and with Zopa you get a first class experience. Reviewed on: 6th June 2017

Quick & Easy

Zopa is the easy way to get money when u needed Very very reliable APR No problems with payments back or faster payment I definitely use zopa another time 100%happy customer Reviewed on: 6th June 2017

Hassle free

Easy to deal with, very low APR rates. Terms and conditions clear and easy to read. No hidden charges. Frequent updates via email. Reviewed on: 6th June 2017

Amazing deals

Great Company, I would recommend Zopa to friends and family Reviewed on: 6th June 2017

I like

Zopa is very help me .I was able to fulfill my dream Reviewed on: 6th June 2017

Best value loan around!

Fantastic service! Would not hesitate to use again or recommend to a friend/family! Reviewed on: 6th June 2017

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