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Zopa: Personal loan reviews

4.94
Based on 65,243 reviews, last reviewed 12th May 2025
43% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025
Donna S's avatar
Donna S

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

great easy to use website with instant information on loan details and approval

5
Just taken out a second loan with Zopa. Amazing customer service with a very speedy application process. Excellent rates offered too. Reviewed on: 6th June 2017

Great

5
Applied online they were super fast and really helpful. overall a great experience and would definitely recommend Reviewed on: 6th June 2017

Extremely Accomadating

5
Very easy to deal with and the setting up of your loan couldn't be easier. Reviewed on: 6th June 2017

phenomenal service

5
would recommend to anyone. very good and fast decision. best rates and very fair Reviewed on: 6th June 2017

Quick and easy

5
I applied for the loan and had to supply the appropriate details to prove I could pay back and not get myself into financial difficulties. That's how it should be. Reviewed on: 6th June 2017

Very simple online process with clear documents and process

4
Like the Zopa process the site is clear and easy to use and the APR and costs to borrow clear and competitive Reviewed on: 6th June 2017

Fast, easy and competitive!

5
Easy to use site, competitive rates and fast acceptance. Overall great experience, will use again if needed. Reviewed on: 6th June 2017

Very quick awesome service.

5
I like dealing with companies online, and with Zopa you get a first class experience. Reviewed on: 6th June 2017

Quick & Easy

5
Zopa is the easy way to get money when u needed Very very reliable APR No problems with payments back or faster payment I definitely use zopa another time 100%happy customer Reviewed on: 6th June 2017

Hassle free

5
Easy to deal with, very low APR rates. Terms and conditions clear and easy to read. No hidden charges. Frequent updates via email. Reviewed on: 6th June 2017

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