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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

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4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Effortless service.

I was sceptical to begin with but I have nothing but good things to say about Zopa. Highly recommended. Reviewed on: 6th June 2017

Loan 2-3 days

Hi. My name is Daniela Carcea. Last year, in december, I applied on line for a loan at Zopa .-2000 pounds. It was aprobated in 2-3 days and I had moneys in my account. I pay 96 pounds for 2 years. I am very happy. Thank you very much Zopa . Reviewed on: 6th June 2017

Loan

Hi. My name is Daniela and I applied for a loan 2000 pounds over period two years, on line.It was aprobated in 2-3 days and I had moneys in my account. I pay every mounth only 96 pounds. I am very happy. Thank you very much Zopa. Reviewed on: 6th June 2017

good service, quick loan

Been very happy with this, good rate, quick approval and monies received and good communication on line service Reviewed on: 6th June 2017

Why I like Zopa

It has been a smooth process borrowing from Zopa and I like knowing exactly who has lent me money. They make it all very simple and easy. Reviewed on: 6th June 2017

First class service

Quick, helpful and easy. Defo use again Reviewed on: 6th June 2017

excellent service

quick easy straightforward and good post purchase service Reviewed on: 6th June 2017

Easy temporary loan.

Very easy experience, no early repayment fees was the clincher for me, just needed a quick loan for a couple of months. Reviewed on: 6th June 2017

Easy to arrange

Had a hassle free experience setting up what turned out to be an attractive loan. Reviewed on: 6th June 2017

Easy to apply, Great communication, Money in bank quickly.

I needed my loan to pay for home improvements. I am self employed and as such do not conform to all financial organisations application processes. With Zopa their application process is simple allowing you to download documents that support your application. Interest rates are very reasonable and the whole process from application to money in your bank is very efficient. Reviewed on: 6th June 2017

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