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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Straight Forward

An easy and straight forward experience with no confusing forms or uncomfortable phone experiences. Helpful staff (real people) at the other end of the phone Reviewed on: 7th June 2017

Unique service

Unique company,great servise ,fast and easy Reviewed on: 7th June 2017

Loan sharks

Loan sharks. I'm stuck so I have to pay. No way out without paying those fees never mentioned before. Would've loved to stay away. Will never recommend. Reviewed on: 7th June 2017

Great Loan Provider

I applied for my loan and heard back within 24 hours that I was receiving it. I also love the website where you can keep an eye on your payments and how much you have left to pay. Reviewed on: 7th June 2017

Easy and painless loans

Highly recommended. Much better than credit cards or bank loans. Reviewed on: 6th June 2017

Great package !

No nonsense easy to apply for. Best rate I could find and was completed in no time. Reviewed on: 6th June 2017

Zoopla are Zoopar competitive

Best interest rates and no problems getting my loan sorted, would definetly use again and would reccomend them to any one that asked me about best loan deals. Reviewed on: 6th June 2017

Effortless service.

I was sceptical to begin with but I have nothing but good things to say about Zopa. Highly recommended. Reviewed on: 6th June 2017

Loan 2-3 days

Hi. My name is Daniela Carcea. Last year, in december, I applied on line for a loan at Zopa .-2000 pounds. It was aprobated in 2-3 days and I had moneys in my account. I pay 96 pounds for 2 years. I am very happy. Thank you very much Zopa . Reviewed on: 6th June 2017

Loan

Hi. My name is Daniela and I applied for a loan 2000 pounds over period two years, on line.It was aprobated in 2-3 days and I had moneys in my account. I pay every mounth only 96 pounds. I am very happy. Thank you very much Zopa. Reviewed on: 6th June 2017

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