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Zopa: Personal loan reviews

4.94
Based on 65,243 reviews, last reviewed 12th May 2025
43% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025
Donna S's avatar
Donna S

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65243)

Quick and easy to use

5
Very easy and straightforward application process. Quickly processed and arranged without any problems. Would definitely recommend to others. Reviewed on: 7th June 2017

Excellent service and realistic rates.

5
Very good service ,easy application process and realistic rates. Reviewed on: 7th June 2017

Helpful and easy

5
Good loan company who explained the loan and its terms online rather than trying to flog something i didnt want Reviewed on: 7th June 2017

Straight Forward

5
An easy and straight forward experience with no confusing forms or uncomfortable phone experiences. Helpful staff (real people) at the other end of the phone Reviewed on: 7th June 2017

Unique service

5
Unique company,great servise ,fast and easy Reviewed on: 7th June 2017

Loan sharks

1
Loan sharks. I'm stuck so I have to pay. No way out without paying those fees never mentioned before. Would've loved to stay away. Will never recommend. Reviewed on: 7th June 2017

Great Loan Provider

5
I applied for my loan and heard back within 24 hours that I was receiving it. I also love the website where you can keep an eye on your payments and how much you have left to pay. Reviewed on: 7th June 2017

Easy and painless loans

5
Highly recommended. Much better than credit cards or bank loans. Reviewed on: 6th June 2017

Great package !

5
No nonsense easy to apply for. Best rate I could find and was completed in no time. Reviewed on: 6th June 2017

Zoopla are Zoopar competitive

5
Best interest rates and no problems getting my loan sorted, would definetly use again and would reccomend them to any one that asked me about best loan deals. Reviewed on: 6th June 2017

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