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Zopa: Personal loan reviews

4.94
Based on 67,285 reviews, last reviewed 23rd Jan 2026
100200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Trusted and reliable . Trusted and reliable . Can recommend to a friends. Easy and fastest way the processes Reviewed on: 23rd January 2026
Joey O's avatar
Joey O

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67285)

Zopa dooper loan company

5
Quick response to loan application... hassle free.. friendly staff... and top up loans easy to access. Reviewed on: 30th June 2017

very happy with Zopa

5
i had no problem getting my loan with Zopa Reviewed on: 30th June 2017

Hassle-free loan, quick and easy.

4
Required a short-term loan for home improvement and, after doing a bit of research, Zopa looked the best option. That has indeed proved to be the case. Easy application, loan approved quickly and money received shortly thereafter. Recommended. Reviewed on: 30th June 2017

best loan lender

5
Very smooth and straight forward process for personal loan Reviewed on: 30th June 2017

Excellent rates and easy to deal with

5
Zopa offered me the best rate for my loan and the whole process was simple. I would recommend Zopa to anyone who requires a loan. Reviewed on: 30th June 2017

Easy to Access Loan

4
Assessment of your application and disbursement are done online without delay, beside loan repayment is made simple and clear, the interest and principal repayment and tenor is communicated to you . Reviewed on: 30th June 2017

Great loans

5
Fantastic, easy repayments at a brilliant rate. Reviewed on: 30th June 2017

Amazing in every way

5
I couldn't fault zopa, it was quick and trouble free Reviewed on: 30th June 2017

Easy as 1, 2, 3

5
Really easy process and a great interest rate. Excellent communication and good website functionality. Reviewed on: 30th June 2017

Best Loan lender

5
It was very smooth ans straight forward process to apply for the loan. Reviewed on: 30th June 2017

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