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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent

5
When I had my loan, it was quick and simple to do, easily contactable, would highly recommend to friends and family and will use again in the future with no doubt Reviewed on: 8th June 2017
Liz's avatar
Liz

Extremely simple and up front

5
My experience with Zopa has been excellent. The company is very easy to research, simple to follow and open about the process. This gave me great confidence in using their services. Very happy, very grateful. Reviewed on: 8th June 2017
Liam's avatar
Liam

Low rate easy loan

5
No problem to arrange and they often keep in touch! Reviewed on: 8th June 2017
Paul Johnson's avatar
Paul Johnson

Best interest rate loan on the market

5
I would highly recommend Zopa if you're considering a loan. The whole process of applying through to the pay out was smooth, seamless and efficient. The after sales service is tops, any query they sort out straight away in a friendly and professional manner. Look no further for a really great company to loan money from. Reviewed on: 8th June 2017
Sheryll's avatar
Sheryll

Easy and fast

5
Quick, easy and fast no hassle. Best rates around would definitely use again. Reviewed on: 8th June 2017
Jane Slater's avatar
Jane Slater

100%

5
Very good ............................ Reviewed on: 8th June 2017
Sebastian Matyszok's avatar
Sebastian Matyszok

Excellent, trustworthy and a darn pleasure.

5
From the first time I laid my eyes on a loan, Zopa has been there. From the first moment of contact, trust was established, a custom not so familiar to me from such investment/banking organisations. Overall my time so far has been pleasurable as loans go. Reviewed on: 7th June 2017
Sean Norgrove's avatar
Sean Norgrove

Fast, Easy and Cheap!

5
Took out a loan to pay for a car and Zopa gave me a much better interest rate than any car finance! Money was paid in fast and its easy to pay in on top of my direct debit. Top class service. Reviewed on: 7th June 2017
Nik Davies's avatar
Nik Davies

Zopa loan really pleased me

5
I couldnt believe how good a deal i got when i took a loan with zopa. I would definitely use again and recommend to anybody who is looking for a loan Reviewed on: 7th June 2017
James gemmell's avatar
James gemmell

Excellent

5
best service, don't rip you off unlike other companies and actually check your credit history to give you the best deal available. Reviewed on: 7th June 2017
hussain Panchbhaya 's avatar
hussain Panchbhaya

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