Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67265 reviews)

View other Zopa products

4.94

Based on 67,265 reviews, last reviewed 20th Jan 2026

66100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick, efficient and helpful lenders I needed some money to pay for an unexpected bill and Zopa were my first choice because of the kindness of staff and a competitive rate. Previously I ... Read more Reviewed on: 20th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67265)

Review of the Zopa, Personal loan:

Highly recommended A* service

Very impressed with the service received from zopa. For a quick and easy no hassle loan these guys are the best Reviewed on: 3rd June 2017

use Zopa for loan

were friendly did not make you feel awkward and very helpful Reviewed on: 19th January 2026

Very professional and customer friendly

Very professional and customer friendly Reviewed on: 19th January 2026

Excellent service.

Excellent service. Quick and easy. App easy to use. Reviewed on: 19th January 2026

Easy access and good website navigation

Easy access and good website navigation Reviewed on: 19th January 2026

Everything from applying for to getting the loan was...

Everything from applying for to getting the loan was very easy Reviewed on: 19th January 2026

Very quick, fair, easy to use, quick to pay out and...

Very quick, fair, easy to use, quick to pay out and easy to settle, also great incentives like money back for a loan taken out within 60 days of settling one. Reviewed on: 19th January 2026

Zopa gave me an immediate decision and enabled me to...

Zopa gave me an immediate decision and enabled me to buy the car I wanted. Thank you Reviewed on: 18th January 2026

zopa loan

got my loan with a great rate no hassle ,quick and easy transfer Reviewed on: 18th January 2026

Excellent company,

No faults with zoopa atall, fast friendly service Reviewed on: 18th January 2026

Easy to apply and service very fast.

Easy to apply and service very fast.. loan sorted in days . Very friendly phone staff. Reviewed on: 18th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Hoot Credit Union 5.00 from 12 reviews
Loans
from Plend 4.93 from 493 reviews
Loans
from TM Advances 1.00 from 1 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2348 reviews
Cash ISA
from Zopa 4.95 from 1449 reviews
Smart Saver
from Zopa 4.94 from 7480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub