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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

great!!!

I had a big problem about money zopa save my life . it is easy to borrow money. Reviewed on: 30th May 2017

Excellent

its very convenient to apply and get loan form Zopa Reviewed on: 30th May 2017

consoldation of debts

this process was quick and easy on line and it is clear what i have to pay back and i like the online log in so i can see what is going on with my loan throughout at any time. Reviewed on: 30th May 2017

Great customer service and easy to deal with

Decision to offer loan was made quickly and cash was received within given timescales. Website was easy to navigate and setting up my repayment plan was a very simple process. Highly recommended! Reviewed on: 30th May 2017

Borrowing

Fast efficient and qucik service, with friendly and professional process throughout which is some of the best customer focused business experienced in quite some time and highly recommended. Reviewed on: 30th May 2017

Brilliant value

Zola had the best interest rates we could find when we needed a loan. We've never had any problems. It was quick and easy to apply and we've always had great service. Reviewed on: 30th May 2017

Simple and straightforward

Had a great simple and straightforward process. Everyone was done quickly with minimal effort. Great , competitive rates too Reviewed on: 30th May 2017

Great interest rates

I needed a loan for moving into a new house. I went with Zopa because their interest rates are really good. The application was straightforward and clear and the team are really helpful and friendly. Thank you, Zopa! Reviewed on: 30th May 2017

Great loans company

I took a personal loan out with Zopa last year and the whole process was very clear and it was super easy to apply. Their website is straight forward and I got a response for the loan very quickly. There's rates are also very reasonable. I've had no issues with my payments and when I did call up with a query they're advisors were helpful and friendly. I would definitely recommend them and would use them again in the future. Big thumbs up! Reviewed on: 30th May 2017

Fantastic service!

From initial enquiry to receiving the loan requested, the service was quick, easy, helpful and successful. No issues with any aspect of the process. Would recommend to all. Reviewed on: 30th May 2017

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