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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fantastic lender

I borrowed £3000 on 24 months contract and all I have to pay out is £3150. That's the best offer I ever had. Reviewed on: 19th December 2016

Very helpful, detailed explanation

Interest rate and monthly payments stated clearly Donna confusion Reviewed on: 19th December 2016

Quick and easy with no hidden catches and best deal on the market

I contacted Zopa on line, inputted exactly what was asked of me and Voila, loan approved and the cash in the bank without delay. So in a nut shell, quick , easy with no hidden catches. I have recommended Zopa to friends and family and would therefore recommend them to anyone reading this review. Reviewed on: 19th December 2016

Great company

Easy to apply on their website with instant decision. Pleasure to deal with. Reviewed on: 19th December 2016

Brilliant company, Zopa does what it says on the tin or paperwork:0)

Brilliant customer service and the rate published to you is what you get, not like some lenders, would only use Zopa. Reviewed on: 19th December 2016

Zopa flawless

Easy and trouble free from day one, easy to understand what payments you make and interest charged. Opportunities to bank with an ethical company. Amazing company and much cheaper than any other. Well done zopa. Reviewed on: 19th December 2016

Quick easy and good rates.

Good rates and hassle free. Better service and rates then my long term bank whom I have savings and mortgage accounts with. Reviewed on: 19th December 2016

Simple, fair and manageable

Really quick to setup . The rate and repayments are clear and fair. Money was with me the next day! Reviewed on: 19th December 2016

Manage your finances with ease

Twice I have used Zopa. So quick & easy to set up. Hassle free application. Online account to track your payment & balance. Already recommended to family who have loans too. Reviewed on: 19th December 2016

Easy, reliable and trustworthy any problems I've had since taking out my loan have been easy to sort out with zopa

I needed a loan to buy myself a new car as interest rates on buying a new car were rediculous and zopa helped me out and made this possible Reviewed on: 19th December 2016

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